Before you say Good bye, kick the bucket, let the curtain fall….

Who wants to think about dying? Really after you have made peace with the fact that you eventually will die, there really are only two things you need to concern yourself about. Your Destiny after this life and those who you leave behind. Fortunately, both of those concerns can be dealt with while you are still among the living. The Eternal destiny is beyond the scope of this blog (though I do blog about things like that-or will once I get another one set up. See my recommended links) However, the concerns about those who you leave behind is definitely within the scope of this blog.

1) Get a will! I don’t care if you are young or old. If you do not have a Last Will and Testament made out there can be confusion for those left behind. Tell those closest to you what is in the Will and why you are leaving that special figurine or pocket knife to this or that niece and nephew. There should not need to be secrets.

2) While you are getting a Will get cheap term life insurance. (Hey! Fancy that, an insurance guy recommending life insurance.) Unless you have a nice pile of money stored away, you can help your loved ones adjust to your passing for very little money. Once you reach 60 and the kids are grown, if you have enough for your burial and to buy off the debts if you die then dump the life insurance. (Hey, I even tell you when you don’t need it!)

These two things can be a big help to those you leave behind. Remember, you can’t take it with you. Naked we came into this world and unless the undertaker clothes us….we will leave the same way.  Take the time to do both of these and whatever you do, if something changes, like a divorce or death of a beneficiary update both your Will and your life insurance…

Do you have that covered?